Dr. James Granger, MD
PAIN FREE WITHOUT PILLS TM
Acupuncture & Injury Acupuncture & Injury
Menu
  • Home
  • Treatment & Services
    • Acugraph
    • Acupuncture
    • Addiction Treatment
    • Auto Injury Treatment
    • Cupping
    • Electroacupuncture
    • Hormone Replacement Therapy
    • Injury Treatment
    • Pain Management
    +
  • Frequently Asked Questions
  • About
  • Testimonials
  • Blog
  • Appointments
  • Contact Us
Schedule Your Appointment!
678.247.2115

Is Your Personal Injury Attorney Ripping You Off?

HomeBLOGAuto AccidentIs Your Personal Injury Attorney Ripping You Off?
20 Nov

By rladmin

0 Comment

In Auto Accident, Auto Injury, Auto Injury Care

auto accident, Auto Injury Treatment, Personal Injury Attorney, Net vs Gross

Is Your Personal Injury Attorney Ripping You Off?

Is your Personal Injury Attorney Ripping you off

An auto accident is an unfortunate and traumatic event. Many people are unsure of what to do and who to speak to when they have been in an auto accident. Unfortunately, many gravitate to the first name they see on an advertisement as a first contact. This can be a very big mistake in many cases for many reasons.

First and foremost, if you are injured seek care as soon as possible after the accident. A delay in care can be viewed as you not truly being injured by the insurance company. More importantly, undiagnosed injuries can be life threatening. Your health comes first!

Secondly, picking an attorney name off the internet or from an advertisement is hit or miss at best. Law offices spend thousands if not millions of dollars on advertising just to get your attention. The money for this advertising comes from past clients like you! Some attorneys will charge 40% of gross settlement. Some will drop your case if a specific amount of property damage hasn’t been met. Do you know which attorneys do this? At our auto injury treatment office we know which attorneys are likely to: drop clients for low property damage, charge excessive fees, or not return phone calls.

Notice it’s mentioned above that some attorneys take from “Gross” settlement. This is in contrast to “net” settlement. Here’s an example:

$10,000 settlement with $4,000 in medical bills:

Math with GROSS settlement:
Attorney gets $4000
Medical bills are $4000
Client gets $2000

Compared to math with NET settlement:
Medical bills are $4000 that leaves a “Net” of $6000.
Attorney who takes a “net” settlement will get $2,400 and
the client will get $3600!!

Notice with the example above the difference between signing with an attorney who takes Net vs Gross is the difference between the client getting more money and the attorney getting more money! Who was injured? Who should get more money?

But, wait! There’s more! In the above case scenario the medical bills are being paid out of the settlement. What if the client has Medpay (Medical payments) on their auto accident policy? Let’s assume the client has $5,000 medpay coverage so all the medical bills are paid for.

With Medpay coverage settlement amount the math is as follows:
$10,000 settlement
$4,000 to attorney
$6,000 to client

It stays the same whether the attorney takes their fees from the gross or net settlement.

That leads us to discuss another attorney trick! When your medical provider charges your medpay they do not bill for filing the medpay with insurance. Some attorneys will advise their clients to let them file the medpay on the clients behalf. The attorney then charges the client hundreds of dollars to file for services provided by a doctor that would have filed the same claim for FREE! In some cases, the attorney will have the insurance company pay the fees to them and count it toward the settlement (monies collected)! In that scenario the math can be present as:

$10,000 settlement with $400 medical bills
$4,000 medpay collected
Total of $14,000 recovered x 40%= $5,600 to attorney
leaving $4,400 to client (as medpay was paid but attorney fee was
based on recovered funds).

Tricky math but, it results in more money to the attorney than if medpay had been billed for and paid directly to the medical provider! In addition, if the attorney charged $500 to bill the medpay, the attorney would get $6100 and the client would get $3900! Again, who was injured? Who should get more money?

So how does one go about negotiating the “money side” of an auto injury case? Here is a summary of items to help you:

  • • Your health comes first. Always seek medical care if you are injured
  • • Have Medpay on your auto policy. It’s illegal for your premiums to be raised for using it. A good amount to have is at least the cost of your health insurance deductible. Medpay can only save you money.
  • • Don’t fall for the attorney advertisements. Find a medical provider that treats auto injuries and can refer you to an attorney.
  • • Don’t let you attorney charge you to file your medpay!
  • • Don’t let you attorney dictate the type of care you need. You can be “pain free without pills”TM. Some attorneys like to see prescription (opiate medications) prescribed as it helps the “value of your case”. This is often done with little or no regard to the patient’s health or the potential for addiction/dependence that comes with prescribing such medications.
  • • Agree to attorneys taking “net” settlements (getting paid after your medical and other bills have been paid) rather than gross settlements.
  • • Be cautious of big name law firms with large advertising budgets. The money for those advertisements came from other people’s injuries. If your accident isn’t catastrophic your case can get lost in the “big machinery” of a larger law firm
  • • Beware of law firms where you speak only to paralegals or phone calls don’t get returned promptly.

There is also the question of: Do you really need an attorney? That’s a difficult question to answer. Many people will cite data that using an attorney results in larger settlements. However, when one takes into account the fees attorneys take from the settlement, the math of using an attorney may not be to the client’s advantage in a “smaller case”. If the medical bills are paid for and the insurance company offers a “fair” amount, why share 33-40% with an attorney?


OFFICE HOURS

Monday: 10:00am – 7:00pm
Tuesday: 9:00am -4:00pm
Wednesday: 10:00am – 7:00pm
Thursday: 9:00am – 4:00pm
Friday: 9:00am – 4:00pm
Saturday: 9:00am – 1:00pm
Sunday: – Closed

ACUPUNCTURE & INJURY

Dr. James Granger, MD
“Pain Free Without Pills” TM
1521 Johnson Ferry Rd. Suite 135, Marietta, GA 30062
View Map

CONTACT US

Address: 1521 Johnson Ferry Rd. Suite 135, Marietta, GA 30062
Phone: (678) 247-2115
Fax: (404) 393-8059

  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • LinkedIn
  • Yelp
  • Yellow Pages
  • Email
  • RSS Feed
©2020 All Rights Reserved. | PRIVACY POLICY | SITE MAP
We use browser cookies to improve your website experience. Click “Accept” to remove this message and consent to the use of cookies while browsing our website.
Cookie settingsACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT